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The duty exists with the local authorities to build sufficient flooding defences in your area.

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This comes as no shock when figures from the Environment Agency reveal that around 5.2 million residences in England go to risk of flooding from rivers and sea.

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You can compare home insurance prices for both contents and also structures cover with MoneySuperMarket, so you can shield your residence versus fire, flooding, storm damage and also burglary.

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This may consist of making use of unique products that could be expensive without the best cover in position.